Smart finance for your next investment property

Buying an investment property is a savvy move, but getting the finance right is key. From choosing the right loan structure to understanding how to leverage your equity, there’s a lot to consider — and small decisions can have a big impact on your long-term wealth.
Whether it’s your first investment or your fifth, I’ll help you make smart, informed choices that align with your goals.

How I Help

  • We’ll start with a strategy chat about your goals — whether you’re focused on long-term growth, cash flow, or tax benefits. I’ll help you assess your borrowing power, review your existing loans (if you have them), and explore how you can use equity to fund your next purchase.

  • Investment lending can get complex. I’ll compare a wide range of lenders to find options that suit your strategy — whether you prefer interest-only, principal and interest, offset accounts, or flexible redraw features. I

  • Once you’re confident with the plan, I’ll prepare and manage your loan application from start to finish. I’ll liaise with the lender, real estate agent, and your conveyancer to make sure everything runs smoothly through to settlement.

  • Even after settlement, I’ll stay in touch to make sure your loan continues to perform for you. I’ll check in with regular reviews, alert you to rate changes, and help you identify when it’s time to refinance or expand your portfolio. The best investment strategy is one that keeps working for you — not just today, but for years to come.

Ready to take the next step in your property journey? Book a free strategy chat and let’s create a plan that supports your investment goals — now and in the future.

I'm ready to invest

 FAQs

  • Most lenders require a 10–20% deposit, depending on your financial position and the type of property. You may also be able to use equity from your existing home instead of cash savings — I’ll help you calculate how much equity you can access safely.

  • Investment loans are specifically designed for properties that you rent out, and they often have slightly higher rates or different repayment options. I’ll explain how each loan type works and help you choose the structure that best suits your goals.

  • It depends on your strategy. Interest-only loans can improve cash flow and may offer tax benefits, while principal-and-interest loans help you build equity faster. I’ll walk you through the pros and cons of each, so your loan aligns with your long-term goals.

  • Yes — that’s a common way to grow your property portfolio. I can help you access equity from your existing property without overextending yourself, and structure the loans so you maintain flexibility for future investments.

  • Aside from your deposit, you’ll need to factor in stamp duty, legal fees, property management fees, insurance, and maintenance costs.

  • Yes, it’s possible — but it depends on your goals and personal circumstances. Purchasing under a company or trust can have tax and lending implications, so it’s important to get advice from your accountant and broker before making that decision. I can coordinate with your accountant to ensure your loan structure supports your strategy.

  • Because every investor’s situation is different. I can access a wide range of lenders and products, and structure your loans in a way that supports future purchases and tax efficiency. My goal is to help you build your portfolio with confidence and clarity.